Free consultation · Zoom meetings & telephone conversations

BAUER LAW

BANKRUPTCY & DEBT RELIEF

CHICAGO & SUBURBAN ILLINOIS BANKRUPTCY ATTORNEY

Debt is a chapter.
Not your whole story.

Find a clearer way forward with Chapter 7 and Chapter 13 guidance from Gerald Bauer Jr. Meet by Zoom or telephone. Get practical answers and a plan built around your life.

Serving Chicago, Bolingbrook, Joliet, Aurora, Naperville, Elgin & surrounding cities.

EXPLORE YOUR NEXT CHAPTER

A fresh start can take different forms.

CHAPTER 7

A way beyond overwhelming debt.

Understand eligibility, discharge, and protecting exempt property.

CHAPTER 13

Time to catch up. Room to breathe.

Explore a repayment plan and options for mortgage arrears.

Direct attorney access

Speak with Gerald Bauer Jr.

Zoom or telephone

Convenient, personal consultations.

A clear next step

Understand your choices before deciding.

UNDERSTAND YOUR OPTIONS

Chapter 7 or Chapter 13?
Start with your circumstances.

Your income, debts, property, and goals help shape the discussion. A consultation is a chance to ask questions—not a commitment to file.

CHAPTER 7

Explore a path beyond debt.

Discuss eligibility, which debts may be discharged, and how exemptions could apply to your property. The right choice depends on your complete financial picture.

CHAPTER 13

Explore a plan to catch up.

Discuss a repayment plan, mortgage arrears, income requirements, and the practical commitments involved. Review the plan requirements before deciding how to proceed.

LET’S START WITH WHAT’S WORRYING YOU

You have questions.
There are options to explore.

Whether you’re facing a deadline or trying to make ends meet, understand what you can do next.

01

Credit cards & medical bills

Look at the whole picture when minimum payments leave no room for everyday life.

02

Wage garnishment

Bring your notice and pay statements. Timing matters when a paycheck is at risk.

03

Falling behind on your home

Discuss mortgage arrears, foreclosure deadlines, and Chapter 13 requirements.

YOUR ATTORNEY

Gerald Bauer Jr.

Bankruptcy guidance grounded in your circumstances.

A conversation about your finances should be personal, practical, and easy to understand.

A PERSONAL APPROACH TO A PERSONAL DECISION

A real conversation.
A clearer next step.

You deserve to understand your choices before making a decision about bankruptcy.

  • Talk directly about your income, debts, property, and goals.
  • Compare the practical differences between Chapter 7 and Chapter 13.
  • Discuss costs, deadlines, and what to prepare.
  • Meet by Zoom or telephone, with no travel needed for your consultation.

LOCAL GUIDANCE. A WIDER REACH.

Here for Chicago
and the communities around it.

Bankruptcy guidance for Chicago, Bolingbrook, Joliet, Aurora, Naperville, Elgin, and nearby cities. Meet conveniently by Zoom or telephone.

Chapter 7 & Chapter 13 guidance.
Consultations by Zoom or telephone.

Chapter 7 & Chapter 13 guidance.
Consultations by Zoom or telephone.

Chapter 7 & Chapter 13 guidance.
Consultations by Zoom or telephone.

Chapter 7 & Chapter 13 guidance.
Consultations by Zoom or telephone.

Chapter 7 & Chapter 13 guidance.
Consultations by Zoom or telephone.

Elgin

Chapter 7 & Chapter 13 guidance.
Consultations by Zoom or telephone.

Also serving Wheaton, Downers Grove, Elmhurst, Plainfield, Romeoville, Lockport, St. Charles, Geneva, Batavia, Yorkville, Montgomery, Oak Lawn, Orland Park, Schaumburg, and other communities in DuPage, Will, Kane, Kendall, and Cook counties.

WHAT HAPPENS NEXT

Move forward, one step at a time.

01

Talk through your situation

Share the immediate concern and any approaching deadlines. Ask the questions that have been keeping you up.

02

Understand your options

Discuss the chapters, important tradeoffs, and information needed to evaluate your case.

03

Decide on your next move

Review the scope and fees before hiring the firm. If you proceed, prepare a clear filing plan together.

ANSWERS WITHOUT THE JARGON

A few things you may be wondering.

Have a different question? Start with a conversation.

Does a consultation commit me to filing?

No. A consultation is a chance to discuss your situation, compare options, and decide what questions need further review.

Can we start by Zoom or telephone?

Yes. Meet with Gerald Bauer Jr. by Zoom or telephone from a private place that works for you. No travel is needed for your consultation.

Will my 341 meeting be on Zoom?

Chapter 7 and Chapter 13 meetings of creditors in the Northern District of Illinois, Eastern Division are ordinarily held by Zoom. The U.S. Trustee may approve alternative arrangements or require an in-person meeting in rare cases. Follow the meeting instructions for your case.

What should I bring to the first conversation?

Have information about your income, debts, property, and any collection notices or approaching deadlines available. Ask which documents are needed before sending sensitive information.

Will I have to give up my home or car?

Property, equity, liens, and available exemptions all matter. Review those facts before choosing a chapter or making a transfer. There is no single answer for every household.

YOUR NEXT CHAPTER STARTS WITH A CONVERSATION

Let’s make a plan
for what comes next.

Talk directly with Gerald Bauer Jr. about your options. Request a free consultation by Zoom or telephone.

The email button opens your email application; it does not submit a website form or book a meeting. Please do not include Social Security numbers, account numbers, or sensitive documents in an initial email.

BAUER LAW

BANKRUPTCY & DEBT RELIEF

Bauer Law, LLC
400 N. Schmidt Rd.
Bolingbrook, IL 60440

Consultations by Zoom or telephone.

Attorney advertising. General information only; this website does not provide advice about an individual case. Contacting the firm does not create an attorney-client relationship. Results depend on the facts and applicable law. We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.

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