Free consultation · Zoom meetings & telephone conversations
BANKRUPTCY & DEBT RELIEF
ADDISON · ZOOM & TELEPHONE CONSULTATIONS
Practical guidance when income varies.
Overtime, seasonal work, and changing hours can make a monthly budget misleading. Addison residents can bring several months of records so the conversation reflects the pattern of earnings. Tell the attorney about a recent job loss, new position, or expected change in work.
Gather pay statements, benefit notices, and records of other household contributions. Mark unusual overtime or unpaid time. If work has changed recently, write down when the change happened and whether it is temporary.
Before choosing a chapter, identify what you need the discussion to resolve. Are you trying to understand a notice, keep up with a secured payment, or evaluate whether your current debt payments are sustainable? Bring those goals as well as the balances.
Chapter 7 guidance explains the questions surrounding discharge and property. Chapter 13 guidance introduces the repayment structure. Use the side-by-side comparison as a starting point, then discuss the facts rather than trying to self-select a chapter.
Meet with Gerald Bauer Jr. by Zoom or telephone from Addison. The firm’s office is at 400 N. Schmidt Rd., Bolingbrook, IL 60440. Call 630-261-9033 to arrange your free consultation.
Not by itself. Income calculations use specific rules and other eligibility requirements can apply. Bring the full earnings history for review.
Your contact details and a brief description are enough to request a conversation. Do not send Social Security numbers, account numbers, tax returns, or confidential case documents through an initial inquiry.
LET’S TALK THROUGH IT
Meet with Gerald Bauer Jr. by Zoom or telephone.
YOUR NEXT CHAPTER STARTS WITH A CONVERSATION
Talk directly with Gerald Bauer Jr. about your options. Request a free consultation by Zoom or telephone.
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BANKRUPTCY & DEBT RELIEF
Bauer Law, LLC
400 N. Schmidt Rd.
Bolingbrook, IL 60440
Consultations by Zoom or telephone.
Attorney advertising. General information only; this website does not provide advice about an individual case. Contacting the firm does not create an attorney-client relationship. Results depend on the facts and applicable law. We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.
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