Free consultation · Zoom meetings & telephone conversations
BANKRUPTCY & DEBT RELIEF
EVANSTON · ZOOM & TELEPHONE CONSULTATIONS
A clear conversation about a complicated mix of debt.
Student loans, credit cards, and medical bills do not all follow the same discharge rules. Evanston residents can begin by separating the debt types and gathering account details. A consultation should address the obligations most likely to remain as well as those that may be dischargeable.
Identify federal and private student loans, tax obligations, support, and secured accounts separately. Bring lender names and recent notices. Avoid relying on an assumption that all debts disappear or that a particular category can never be addressed.
Before choosing a chapter, identify what you need the discussion to resolve. Are you trying to understand a notice, keep up with a secured payment, or evaluate whether your current debt payments are sustainable? Bring those goals as well as the balances.
Chapter 7 guidance explains the questions surrounding discharge and property. Chapter 13 guidance introduces the repayment structure. Use the side-by-side comparison as a starting point, then discuss the facts rather than trying to self-select a chapter.
Meet with Gerald Bauer Jr. by Zoom or telephone from Evanston. The firm’s office is at 400 N. Schmidt Rd., Bolingbrook, IL 60440. Call 630-261-9033 to arrange your free consultation.
Yes. Bring the loan details. Treatment can require additional analysis and proceedings, and discharge is not automatic.
Your contact details and a brief description are enough to request a conversation. Do not send Social Security numbers, account numbers, tax returns, or confidential case documents through an initial inquiry.
LET’S TALK THROUGH IT
Meet with Gerald Bauer Jr. by Zoom or telephone.
YOUR NEXT CHAPTER STARTS WITH A CONVERSATION
Talk directly with Gerald Bauer Jr. about your options. Request a free consultation by Zoom or telephone.
The email button opens your email application; it does not submit a website form or book a meeting. Please do not include Social Security numbers, account numbers, or sensitive documents in an initial email.
BANKRUPTCY & DEBT RELIEF
Bauer Law, LLC
400 N. Schmidt Rd.
Bolingbrook, IL 60440
Consultations by Zoom or telephone.
Attorney advertising. General information only; this website does not provide advice about an individual case. Contacting the firm does not create an attorney-client relationship. Results depend on the facts and applicable law. We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.
© 2026 Bauer Law, LLC