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BANKRUPTCY & DEBT RELIEF
ILLINOIS BANKRUPTCY & DEBT RELIEF
Start with the notice, your pay statements, and the next deadline.
An ordinary judgment wage deduction is different from support withholding, tax collection, or other obligations. Read the notice and bring the complete document. The creditor, court, debt type, and date matter.
For ordinary judgment deductions, Illinois law generally limits collection to the lesser of 15% of gross weekly wages or disposable weekly earnings above 45 times the greater applicable Illinois or federal minimum hourly wage. Other debt types can follow different rules. A current calculation requires the actual payroll and notice details.
A bankruptcy filing can stop many collection actions through the automatic stay. Exceptions and limitations apply, including situations involving prior cases or certain debts. A consultation alone does not stop collection; discuss timing and the exact notice with an attorney.
A garnishment may be the immediate concern, but choosing a chapter requires the full financial picture. Review Chapter 7 eligibility and Chapter 13 repayment options.
General information; application depends on your circumstances. Ask an attorney before acting on a legal deadline.
LET’S TALK THROUGH IT
Meet with Gerald Bauer Jr. by Zoom or telephone.
YOUR NEXT CHAPTER STARTS WITH A CONVERSATION
Talk directly with Gerald Bauer Jr. about your options. Request a free consultation by Zoom or telephone.
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BANKRUPTCY & DEBT RELIEF
Bauer Law, LLC
400 N. Schmidt Rd.
Bolingbrook, IL 60440
Consultations by Zoom or telephone.
Attorney advertising. General information only; this website does not provide advice about an individual case. Contacting the firm does not create an attorney-client relationship. Results depend on the facts and applicable law. We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.
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