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BANKRUPTCY & DEBT RELIEF
LOMBARD · ZOOM & TELEPHONE CONSULTATIONS
When bills pile up, start with clear information.
Medical bills can arrive from several providers for a single episode of care. If you live in Lombard and are dealing with both medical and credit-card debt, organize the bills by creditor and note insurance disputes. The first discussion can separate unresolved billing issues from broader debt concerns.
Keep explanation-of-benefits documents, payment-plan agreements, collection letters, and the latest statements. Tell the attorney about any disputed charge rather than leaving it off your list. Include other obligations even if medical bills prompted the call.
Before choosing a chapter, identify what you need the discussion to resolve. Are you trying to understand a notice, keep up with a secured payment, or evaluate whether your current debt payments are sustainable? Bring those goals as well as the balances.
Chapter 7 guidance explains the questions surrounding discharge and property. Chapter 13 guidance introduces the repayment structure. Use the side-by-side comparison as a starting point, then discuss the facts rather than trying to self-select a chapter.
Meet with Gerald Bauer Jr. by Zoom or telephone from Lombard. The firm’s office is at 400 N. Schmidt Rd., Bolingbrook, IL 60440. Call 630-261-9033 to arrange your free consultation.
Yes. Tell the attorney that you dispute it and bring supporting records. A complete debt picture is useful even when a balance is contested.
Your contact details and a brief description are enough to request a conversation. Do not send Social Security numbers, account numbers, tax returns, or confidential case documents through an initial inquiry.
LET’S TALK THROUGH IT
Meet with Gerald Bauer Jr. by Zoom or telephone.
YOUR NEXT CHAPTER STARTS WITH A CONVERSATION
Talk directly with Gerald Bauer Jr. about your options. Request a free consultation by Zoom or telephone.
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BANKRUPTCY & DEBT RELIEF
Bauer Law, LLC
400 N. Schmidt Rd.
Bolingbrook, IL 60440
Consultations by Zoom or telephone.
Attorney advertising. General information only; this website does not provide advice about an individual case. Contacting the firm does not create an attorney-client relationship. Results depend on the facts and applicable law. We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.
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