Free consultation · Zoom meetings & telephone conversations
BANKRUPTCY & DEBT RELIEF
OSWEGO · ZOOM & TELEPHONE CONSULTATIONS
A workable plan starts with a realistic budget.
For Oswego residents, a home or car payment may be manageable until other debt consumes the rest of the budget. A consultation can compare regular expenses with overdue amounts. Be clear about upcoming changes such as employment, childcare, or medical needs.
Prepare both current spending and expected changes. Include property taxes or insurance if paid separately, as well as irregular household costs. A proposal needs to be examined against the life you will actually be funding.
Before choosing a chapter, identify what you need the discussion to resolve. Are you trying to understand a notice, keep up with a secured payment, or evaluate whether your current debt payments are sustainable? Bring those goals as well as the balances.
Chapter 7 guidance explains the questions surrounding discharge and property. Chapter 13 guidance introduces the repayment structure. Use the side-by-side comparison as a starting point, then discuss the facts rather than trying to self-select a chapter.
Meet with Gerald Bauer Jr. by Zoom or telephone from Oswego. The firm’s office is at 400 N. Schmidt Rd., Bolingbrook, IL 60440. Call 630-261-9033 to arrange your free consultation.
No. Income, expenses, property, debt types, and confirmation requirements affect a plan. A simple division does not establish the required payment.
Your contact details and a brief description are enough to request a conversation. Do not send Social Security numbers, account numbers, tax returns, or confidential case documents through an initial inquiry.
LET’S TALK THROUGH IT
Meet with Gerald Bauer Jr. by Zoom or telephone.
YOUR NEXT CHAPTER STARTS WITH A CONVERSATION
Talk directly with Gerald Bauer Jr. about your options. Request a free consultation by Zoom or telephone.
The email button opens your email application; it does not submit a website form or book a meeting. Please do not include Social Security numbers, account numbers, or sensitive documents in an initial email.
BANKRUPTCY & DEBT RELIEF
Bauer Law, LLC
400 N. Schmidt Rd.
Bolingbrook, IL 60440
Consultations by Zoom or telephone.
Attorney advertising. General information only; this website does not provide advice about an individual case. Contacting the firm does not create an attorney-client relationship. Results depend on the facts and applicable law. We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.
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