Free consultation · Zoom meetings & telephone conversations

BANKRUPTCY & DEBT RELIEF

PLAINFIELD · ZOOM & TELEPHONE CONSULTATIONS

Bankruptcy lawyer serving Plainfield, Illinois.

A plan for the payments that matter most.

Bankruptcy guidance for Plainfield residents

For a Plainfield homeowner behind on a mortgage, catching up requires more than pausing collection. A consultation can examine the arrears and the ability to keep up with future payments. Gather current loan records before deciding whether a repayment approach may be realistic.

Mortgage arrears and future payments

Separate overdue amounts from the regular monthly payment, escrow changes, and fees. Bring any sale notice and correspondence about a loan modification. Explain whether household income has stabilized or is still changing.

Bring the questions that matter to you.

Before choosing a chapter, identify what you need the discussion to resolve. Are you trying to understand a notice, keep up with a secured payment, or evaluate whether your current debt payments are sustainable? Bring those goals as well as the balances.

  • What deadlines need attention first?
  • What documents are needed to evaluate the available options?
  • How would property, income, or prior filings affect the discussion?
  • What would representation include, and what would it cost?

Explore the legal options.

Chapter 7 guidance explains the questions surrounding discharge and property. Chapter 13 guidance introduces the repayment structure. Use the side-by-side comparison as a starting point, then discuss the facts rather than trying to self-select a chapter.

Meeting with Bauer Law

Meet with Gerald Bauer Jr. by Zoom or telephone from Plainfield. The firm’s office is at 400 N. Schmidt Rd., Bolingbrook, IL 60440. Call 630-261-9033 to arrange your free consultation.

Plainfield consultation questions

Does Chapter 13 erase the need to make future mortgage payments?

No. Keeping a home generally requires addressing both ongoing obligations and arrears under applicable rules. Review affordability before proceeding.

What should I send in the first inquiry?

Your contact details and a brief description are enough to request a conversation. Do not send Social Security numbers, account numbers, tax returns, or confidential case documents through an initial inquiry.

Related local guidance

LET’S TALK THROUGH IT

Start with a free consultation.

Meet with Gerald Bauer Jr. by Zoom or telephone.

Helpful next steps

YOUR NEXT CHAPTER STARTS WITH A CONVERSATION

Let’s make a plan
for what comes next.

Talk directly with Gerald Bauer Jr. about your options. Request a free consultation by Zoom or telephone.

The email button opens your email application; it does not submit a website form or book a meeting. Please do not include Social Security numbers, account numbers, or sensitive documents in an initial email.

BANKRUPTCY & DEBT RELIEF

Bauer Law, LLC
400 N. Schmidt Rd.
Bolingbrook, IL 60440

Consultations by Zoom or telephone.

Attorney advertising. General information only; this website does not provide advice about an individual case. Contacting the firm does not create an attorney-client relationship. Results depend on the facts and applicable law. We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.

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