Free consultation · Zoom meetings & telephone conversations
BANKRUPTCY & DEBT RELIEF
ST. CHARLES · ZOOM & TELEPHONE CONSULTATIONS
A measured approach to a major decision.
Before using savings or selling property to manage unsecured debt, St. Charles residents can review the alternatives with an attorney. Ownership, liens, and transfer history matter. A first conversation can identify questions that deserve closer attention before you act.
List property and accounts with approximate values, ownership, and loans. Note any recent sale, gift, inheritance, or repayment to family. Bring records rather than relying on a remembered balance.
Before choosing a chapter, identify what you need the discussion to resolve. Are you trying to understand a notice, keep up with a secured payment, or evaluate whether your current debt payments are sustainable? Bring those goals as well as the balances.
Chapter 7 guidance explains the questions surrounding discharge and property. Chapter 13 guidance introduces the repayment structure. Use the side-by-side comparison as a starting point, then discuss the facts rather than trying to self-select a chapter.
Meet with Gerald Bauer Jr. by Zoom or telephone from St. Charles. The firm’s office is at 400 N. Schmidt Rd., Bolingbrook, IL 60440. Call 630-261-9033 to arrange your free consultation.
No. Account type and applicable law can affect protection. Bring statements so the specific accounts can be reviewed.
Your contact details and a brief description are enough to request a conversation. Do not send Social Security numbers, account numbers, tax returns, or confidential case documents through an initial inquiry.
LET’S TALK THROUGH IT
Meet with Gerald Bauer Jr. by Zoom or telephone.
YOUR NEXT CHAPTER STARTS WITH A CONVERSATION
Talk directly with Gerald Bauer Jr. about your options. Request a free consultation by Zoom or telephone.
The email button opens your email application; it does not submit a website form or book a meeting. Please do not include Social Security numbers, account numbers, or sensitive documents in an initial email.
BANKRUPTCY & DEBT RELIEF
Bauer Law, LLC
400 N. Schmidt Rd.
Bolingbrook, IL 60440
Consultations by Zoom or telephone.
Attorney advertising. General information only; this website does not provide advice about an individual case. Contacting the firm does not create an attorney-client relationship. Results depend on the facts and applicable law. We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.
© 2026 Bauer Law, LLC